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Maestro Artist STHEALTH
Last updated
March 2026 — Governing law: UAE / DIFC
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HQIQ Legal Terms of Service
Bill — Legal AI
AI Legal Concierge · HQIQ Maestro
Bill
Trained on 40+ legal frameworks · Available in 40+ languages
Available now — voice & text

Ask Bill anything about these policies, your rights, or how HQIQ handles your data. He's here around the clock — speak naturally, in your language.

Terms of Service
Privacy Policy
Cookie Policy
Legal Disclaimer
Document 01

Terms of Service

Effective: March 1, 2026  ·  Version 2.1
These Terms govern your access to and use of the HQIQ platform, including all AI concierge services, avatar interactions, multilingual features, and API access. By using HQIQ, you agree to these Terms.
1. Acceptance of Terms

By accessing or using the HQIQ platform, you confirm that you are at least 18 years of age, have the legal authority to enter into this agreement, and accept these Terms in full. If you are accessing HQIQ on behalf of an organization, you represent that you have authority to bind that organization.

2. Description of Service

HQIQ provides AI-powered concierge services across multiple industries including Legal, Healthcare, Government, Tourism, Education, Real Estate, and Finance. Services include:

  • 24/7 multilingual AI avatar interactions via voice, chat, and video
  • Industry-specific information retrieval and guidance
  • Integration capabilities via our REST API and SDK
  • Real-time conversation routing and escalation to human specialists
3. User Obligations

You agree to use the Platform only for lawful purposes. You must not transmit content that is unlawful, harmful, or defamatory. You are responsible for maintaining the confidentiality of your account credentials and all activities under your account.

4. AI-Generated Content Disclaimer

Responses generated by HQIQ's AI are for informational purposes only and do not constitute professional legal, medical, financial, or other regulated advice. Always consult a qualified professional for decisions of consequence.

5. Intellectual Property

All content, branding, AI models, avatar designs, and platform features are the exclusive property of HQIQ Inc. You are granted a limited, non-exclusive, non-transferable license to use the Platform for its intended purpose.

6. Governing Law

These Terms are governed by the laws of the Dubai International Financial Centre (DIFC). Any disputes shall be subject to the exclusive jurisdiction of the DIFC Courts.

Document 02

Privacy Policy

Effective: March 1, 2026  ·  Version 1.8
HQIQ is committed to protecting your privacy. This Policy explains how we collect, use, store, and share information. We operate under DIFC Data Protection Law and are aligned with GDPR principles.
1. Information We Collect
  • Identity data: name, email, phone number, account credentials
  • Interaction data: voice recordings (when mic permission granted), chat logs, session history
  • Device data: browser type, IP address, device identifiers, operating system
  • Usage data: features accessed, industry pages visited, session duration
2. How We Use Your Information

We use collected data to deliver and improve our services, personalize your AI concierge experience, ensure platform security, and comply with legal obligations. We do not sell your personal data to third parties.

3. Voice & Microphone Data

When you grant microphone access, voice data is processed in real time to enable live conversation with our AI. Voice data is not stored beyond your active session unless you explicitly opt in to session replay features. You may revoke microphone permission at any time through your browser settings.

4. Your Rights
  • Right to access, correct, or delete your personal data
  • Right to data portability in a machine-readable format
  • Right to withdraw consent for non-essential processing at any time
  • Right to lodge a complaint with the DIFC Commissioner of Data Protection
Document 03

Cookie Policy

Effective: March 1, 2026  ·  Version 1.2
This policy explains what cookies are, which ones we use, and how you can control them. We keep them minimal and purposeful.
1. Cookies We Use
  • Essential: Session tokens, authentication state, CSRF protection
  • Preference: Theme selection (dark/light), language preference, mic permission state
  • Analytics: Anonymous usage metrics to improve performance (opt-in only)
2. Local Storage

We use browser localStorage to persist settings such as microphone permission consent and UI preferences. This data never leaves your device and is not transmitted to our servers.

3. Managing Cookies

You can clear or block cookies at any time through your browser settings. Disabling essential cookies will impact platform functionality. Non-essential cookies can be declined without affecting core service access.

Document 04

Legal Disclaimer

Effective: March 1, 2026
HQIQ is an AI-assisted information platform. Content and guidance from our AI are for general informational purposes only — not professional advice in any regulated field.
1. No Professional Advice

Nothing on this platform constitutes legal, medical, financial, or any other form of professional advice. Bill's responses do not create an attorney-client relationship and should not substitute for advice from a qualified legal professional.

2. Accuracy of Information

We strive to keep information current and accurate, but make no warranties regarding completeness or reliability of AI-generated content. Laws and regulations change — always verify critical information with authoritative sources.

3. Limitation of Liability

To the fullest extent permitted by law, HQIQ Inc. and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of or reliance on the platform or its AI-generated content.